HI sorry if this has been covered many times before. Situation is my Mum and I have LPA for my Dad. They both have individual current accounts and individual savings accounts with the same bank. Can the two individual current accounts be merged into the 1 account in my Mums name? This is mainly for ease of Direct Debits as some are in one and some are in the other plus My Dad's current account has a very small amount in it and so not enough to cover future direct debits. Can the savings account in my Dads name be transferred to an account in my name? Is this classed as a Gift? Not sure what implications that has. My mum has been to the bank and registered the LPA but I think got told she cannot merge the accounts - is there another way of sorting this out? The bank staff were not very helpful. Is there a simpler way we could sort this out or do we need to change the direct debits to my Mum's account? Any help or experience greatly appreciated, thank you.