Hi All my mum may be a SF. the home we are thinking of have asked us to sign a contract for her whole life!! 1. When her funds go below £14,250 the LA will pay their usual rate of £475.00 but mums fees are 615.00 at the moment. In the contract they say that a family member will have to pay a 'top up' of £136.00 difference (I know the maths doesn't work but that's what they said). Could we use her pension and Attendance allowance to fund this or do they take that as well? because if so the fees will be more than £615.00 i.e 475.00 LA Contribution + Pension 70.00 + AA 80.00 + Family Top of 136.00?? 2. During this life time contract what if the LA 'Usual rate' goes down and the homes fee goes up will the family have to still make up the difference? Can we still use the £14,250 that's left of her savings and assets? As a family we cant afford this as she may leave along time hopefully I'm lost!! and what if she needs a nursing home later on their fees will be more wont they? 3. Do all homes ask you to sign a contract as that frightens me to death!! 4. Is there a list of homes and fees anywhere for the Derby area?