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I wouldn't have thought her paying for bits and pieces like petrol would be an issue, but good idea to check. It might be easier to keep everything in one place by doing online transfer payments between her account and yours - that's what I do. That allows me to add a note on the transfer of what the payment was for, so I don't have to keep hundreds of pieces of paper.I am also wondering if I need to keep a record of finances between mum and I. As I am carting her about, as she puts it, she is paying for my petrol bless her and also other bits as I am unemployed. I am concerned that this can be taken as "gifting" money with regard to Inheritance Tax. Bloody awful that I am starting to think like this but suddenly everyone's mortality has suddenly become real.
I found my mother put quite a lot of financial correspondence 'in a safe place' i.e. hid it in unlikely places. The worst thing we found was several letters from HMRC about a late tax return, with a fine of around £1500 being imposed. Fortunately HMRC turned out to be sympathetic, and cancelled the fine when told the circumstances.I have booked an appointment with mums Financial Advisor so he will probably be able to advise as there is some concerning stuff I have recently found. Mum a fair few investments and Life Insurance/Assurance policies and there are some letters she has just left to one side, probably because she now doesn't understand them and I haven't got a clue and am very worried if she needs to do anything about these letters.
I see from your first post that your Mum was also feeling dizzy in August. My Mum suffered with dizziness/fainting/falls and was found to have a heart problem. However the symptoms fluctuated so weren't picked up during 24hr heart monitoring. Hopefully your GP will be able to find if there are any medical reasons for your Mum falling and her increased confusion (which can be caused by heart problems). An infection can also cause a sudden increase in confusion so hopefully this will be checked. Is the pain being treated, and did the hospital carry out an x-ray? From experience they tend to want to discharge people asap and don't always carry out thorough checks so it would be worth the GP investigating the cause of the pain too as this can also result in increased confusion.Fast forward to Monday 17th December and mum rang me to say she didn't feel great and was a bit dizzy. So I took her to the GP's and found that her blood pressure was very high and they wanted to do a 24 hour monitoring but the wait for the machine was three weeks. It's a confusing one as sometimes her BP is spot on but fluctuates variably to quite high levels.
My mum was in a dementia care home which sounds very much like the one that Sirena described. She lived there for 3 years and finally passed away in her care home looked after by carers who had become very fond of her and in familiar surroundings. She never required nursing care, except for the pain relief during her final stage and that was administered by district nurses.I read somewhere that dementia patients may not require care with nursing but I find that hard to believe at some stage of the illness?
I have registered the LPA on behalf of my husband at his bank to help him with his account because he simply cannot do it anymore, and our daughter is registered to the account too. It seems to be ok to register it according to the manager who dealt with it. He does still have capacity to make decisions and did so at the time and sign his name, so both can be done without prejudice I think. I agree that the LPA needs to be registered while your Mum can still sign it. As long as she has capacity when she actually signs it that is sufficient. Fortunately my husband was agreeable to all the actions.
I don’t have to do very much but if anything arises the bank knows to call me. He has had trouble with his pin and now he has contactless that helps.Yes my dad was happy to give me POA but I have not used it because everything goes into his bank and everything is paid by direct debit so it sort of maintains itself really. I take dad to the cash point when he needs cash and he keeps that in his wallet. I hope it continues to be so simple.
Dad never forgets a number, National insurance no, pin no's, telephone numbers of his friends in Australia, registration of every car he has ever owned, he can recite them all. I frequently forget my pin no.I don’t have to do very much but if anything arises the bank knows to call me. He has had trouble with his pin and now he has contactless that helps.