I have recently sold my Aunt's house in order to pay for her care home fees. At the bank today I wanted advice about getting the best deal for her account, as her original pension money was just put in a basic account, but can now upgrade it. The bank said if I set up another direct debit, she will get cash back into the account. They suggested setting up a small DD to a charity. Do you think I can do this without letting the Office of the Public Guardian know? Or do I have to call them and get permission. It would only be £2 -£3 per month. Was wondering if anyone had any experience of this. Tried to ring OPG today, but long wait on the phone