I'm sorry if this sounds like an obvious question but I am confused. My two siblings and I have LPA for my faither affairs as well as welfare. We have decided that the time has come to help him manage his money i.e enact the LPA, as he gets constantly in a muddle and panics about his finances. He agreed to my brother applying for online banking but then forgot and wrote to cancel it saying it was set up without his consent. However, when I research the Halifax website on how to enact LPA it asks Dad to make an appointment with the bank, and to bring in the LPA documents along with his representatives. I know he wont agree to this as he does not recognise his Alzheimers. I thought the whole point of LPA was to be able to be able to manage his finances once he has lost capacity to do so - why then are they asking for his consent when he can't / wont give it due to mental incapacity? Thank you cor any help on this - it's not just the bank - there are over a dozen other financial institutions to deal with as well!