Hello all,
I am supporting some family members who have LPA. I want to be sure they do not make any mistakes in how they handle their joint LPA. There are two sisters who have joint LPA for their Mum.
They mean well and I think they are trying to do what they think is right, but I worry that they will overstep and cause themselves undo problems in future.
Please could you have a look if you have time and let me know your thoughts?
Here are the points and next I will ask the questions.
Sisters have joint LPA
Their Mum is in CH and has 1-to-1 24 hour care paid for by NHS (as she cannot walk, but thinks she can, etc) and of course has Dementia.
Their Mum is rather well off and has pension, house being sold and other stocks and bonds
Until now they have only written cheques to cover the obvious things like snacks, pads, items for mum she needs at the CH
One of her daughters is also making changes in her home to bring her Mum home eventually, so is using her Mum's funds for those changes (such as having bathroom fitted)
Both sisters are only now starting to also use their Mum's funds for Petrol for visiting and taxi fares for her ex Husband to visit her. (Long story, but she is widowed and is comforted by her ex being there, I suppose from long ago memories)
One of the areas I have most concern about is that one of the sisters has written a cheque to herself to cover her two children's school fees. She paid for the fees from her account and then reimbursed herself these feels by writing a cheque. Her Mum never paid for these fees when she had capacity, but at times had been known to give a lump sum for helping pay for the children starting the school or help when the sister was struggling financially.
Now the sisters are saying they are considering cashing out one of their Mum's stocks/bonds in order to build her account back up, after the school fees (which were nearly 5K). This is the account they created for Mum's direct debits (her pension and the way she pays existing bills, etc) by way of being LPAs.
The sisters will be the direct recipients to their Mum's funds by way of her will when she passes.
Are they out of line? What do they need to do going forward to make this right? They are feeling that since they are the recipients of her estate after her passing, why can't they use some of the fees for "important" things such as children's education and potentially a new car. One of the sisters wants to get a new car because her Mum will eventually be living with her and she will want something that can accommodate a wheelchair.
Do they need to back off and pay strictly on those things that would directly go to their Mum's care? I can't imagine the school fees could be considered a gift either.
Thanks in advance for any experience and knowledge. I will be happy to answer any questions as well!
Rubberducky.
I am supporting some family members who have LPA. I want to be sure they do not make any mistakes in how they handle their joint LPA. There are two sisters who have joint LPA for their Mum.
They mean well and I think they are trying to do what they think is right, but I worry that they will overstep and cause themselves undo problems in future.
Please could you have a look if you have time and let me know your thoughts?
Here are the points and next I will ask the questions.
Sisters have joint LPA
Their Mum is in CH and has 1-to-1 24 hour care paid for by NHS (as she cannot walk, but thinks she can, etc) and of course has Dementia.
Their Mum is rather well off and has pension, house being sold and other stocks and bonds
Until now they have only written cheques to cover the obvious things like snacks, pads, items for mum she needs at the CH
One of her daughters is also making changes in her home to bring her Mum home eventually, so is using her Mum's funds for those changes (such as having bathroom fitted)
Both sisters are only now starting to also use their Mum's funds for Petrol for visiting and taxi fares for her ex Husband to visit her. (Long story, but she is widowed and is comforted by her ex being there, I suppose from long ago memories)
One of the areas I have most concern about is that one of the sisters has written a cheque to herself to cover her two children's school fees. She paid for the fees from her account and then reimbursed herself these feels by writing a cheque. Her Mum never paid for these fees when she had capacity, but at times had been known to give a lump sum for helping pay for the children starting the school or help when the sister was struggling financially.
Now the sisters are saying they are considering cashing out one of their Mum's stocks/bonds in order to build her account back up, after the school fees (which were nearly 5K). This is the account they created for Mum's direct debits (her pension and the way she pays existing bills, etc) by way of being LPAs.
The sisters will be the direct recipients to their Mum's funds by way of her will when she passes.
Are they out of line? What do they need to do going forward to make this right? They are feeling that since they are the recipients of her estate after her passing, why can't they use some of the fees for "important" things such as children's education and potentially a new car. One of the sisters wants to get a new car because her Mum will eventually be living with her and she will want something that can accommodate a wheelchair.
Do they need to back off and pay strictly on those things that would directly go to their Mum's care? I can't imagine the school fees could be considered a gift either.
Thanks in advance for any experience and knowledge. I will be happy to answer any questions as well!
Rubberducky.