Have you told the DWP that she has moved into care? I learned recently that I should have done that, whoops...Thank you,
Yes she was sectioned previously then went into a care home and I was informed it will be funded as a result.
She gets weekly moneys which go direct into her account that I look after and haven't touched except for anything she requires like clothes, incontinence pads etc hence I have been able to build up over the last couple years.
I was also told Dad's care would be funded, which it is, but then he was assessed financially and we have to 'pay back' the council an amount which they have calculated. This amount leaves him with the £24.90 he is entitled to per week plus £20 per month for the SIM in his GPS tracker watch in case he disappears again!
Sorry, I know this has veered off topic but hope it's useful.
I know it's hard to accept the unfairness of the situation but if you 'gift' yourself money the council will potentially ask for it back. Not a problem if you'll have it to give back, I suppose, although hardly in the spirit of the LPA.
If dad was to get some kind of payment/income into his account in the next year pushing him over the threshold to pay for his care, I would have no problem in using it to pay for his care. Waiting for people to die to inherit is ghoulish, anyway. I do not want to be 'left' anything - I would rather dad spent his money on good care now.
I keep trying to impart this to my gran who seems to insist on gathering as much money as she can, saying she wants to leave it to us - in reality, by doing this, it will most likely be spent on her care when it is needed. (This is fine by me, but I do feel a little tinge of 'it's not fair!' when I remember how much she gave my brother to buy his house, but it's her money!)
(My tip is that if you actually have money and want to give it to your family, give it to them now in smaller chunks. Otherwise, you are saving for your care, which is not in any way bad, but be honest about that with your family and ideally, be fair about doling it out. I think a good thing you can do is open long term savings for grandchildren - who won't likely have a state pension when they get to retirement).