Hello everyone,
It's my first time on a forum like this and I would really appreciate some advice regarding my mother who has been recently diagnosed with early stages of dementia.
I have been advised by doctors to prepare LPA's with and for mum, which myself and my sister are in the process of doing.
Mum is in receipt of a pension in addition to a rental income from a second property.
The complicating and distressing issue for us is that one of mum's granddaughters (my sister's eldest daughter, currently 20 years old) is now reducing mum's account to zero every month by asking her to transfer money to her account by telephone banking. She is doing this by calling my mum and making emotional pleas for money based on her and her partner not being able to work, needing money for her child etc.
The granddaughter is ignoring pleas from the family to stop what she is doing, and has essentially cut off communications. Confronting my mother about the issue is useless as she seems unaware of the gravity of what she is doing, plus it's both distressing and heartbreaking for us as all she says is that she wants to do is 'help' her grandaughter, that it's 'the last time it will happen' and that it's up to her what she does - which of course - it is.
Mum is at the point where she has no money left in her current account where her pension is deposited because it has all been transferred to the granddaughter, so she is walking into the bank where the rental income is deposited, taking hundreds of pounds out in cash, walking it over to her current account bank where she will deposit it and continue to feed it to the granddaughter.
Whilst I understand that we can register and enact an LPA according to a post in this forum, mum is of course perfectly entitled and able to walk into the bank and continue what she is doing. Are we powerless in this situation to a) hold the granddaughter to account? b) protect my mother from what we see as financial abuse?
If we enacted a registered LPA and then squirrelled this money away, would we then be potentially be seen as being tarred with the same brush as the granddaughter? We've tried thus far, with mum's consent, to set up a standing order on the rental account to split the money 3 ways each month between me, sister and mum to try and limit the impact of what is happening but this lasted about 1 month because mum just walked in and took cash out the account, which then ran the risk of the standing orders bouncing - causing more grief for mum.
Any help and advice you can offer would be gratefully received.
It's my first time on a forum like this and I would really appreciate some advice regarding my mother who has been recently diagnosed with early stages of dementia.
I have been advised by doctors to prepare LPA's with and for mum, which myself and my sister are in the process of doing.
Mum is in receipt of a pension in addition to a rental income from a second property.
The complicating and distressing issue for us is that one of mum's granddaughters (my sister's eldest daughter, currently 20 years old) is now reducing mum's account to zero every month by asking her to transfer money to her account by telephone banking. She is doing this by calling my mum and making emotional pleas for money based on her and her partner not being able to work, needing money for her child etc.
The granddaughter is ignoring pleas from the family to stop what she is doing, and has essentially cut off communications. Confronting my mother about the issue is useless as she seems unaware of the gravity of what she is doing, plus it's both distressing and heartbreaking for us as all she says is that she wants to do is 'help' her grandaughter, that it's 'the last time it will happen' and that it's up to her what she does - which of course - it is.
Mum is at the point where she has no money left in her current account where her pension is deposited because it has all been transferred to the granddaughter, so she is walking into the bank where the rental income is deposited, taking hundreds of pounds out in cash, walking it over to her current account bank where she will deposit it and continue to feed it to the granddaughter.
Whilst I understand that we can register and enact an LPA according to a post in this forum, mum is of course perfectly entitled and able to walk into the bank and continue what she is doing. Are we powerless in this situation to a) hold the granddaughter to account? b) protect my mother from what we see as financial abuse?
If we enacted a registered LPA and then squirrelled this money away, would we then be potentially be seen as being tarred with the same brush as the granddaughter? We've tried thus far, with mum's consent, to set up a standing order on the rental account to split the money 3 ways each month between me, sister and mum to try and limit the impact of what is happening but this lasted about 1 month because mum just walked in and took cash out the account, which then ran the risk of the standing orders bouncing - causing more grief for mum.
Any help and advice you can offer would be gratefully received.