Hello all and thanks for reading. My mother is in care and following LA financial assessment has just become eligible for funding at nursing rates. The care home has just told us that there will be no negotiation from their side and full fees will remain payable (we were expecting negotiation as regards top up payable). Management also proposed directly to my father (surviving spouse living in marital home so house disregarded in eyes of local authority) that the care home take a deferred charge on my mother's 50% of the house. This was totally unexpected and we have reported the conversation back to the LA. Is their approach a common one? Do they have a right to propose this, givne the house is disregarded in the eyes of the LA? Any thoughts on how I can get advice? Many thanks and best wishes to all.