Live in Care fees after the money has run out

Discussion in 'I care for a person with dementia' started by ness3765, Jun 28, 2017.

  1. ness3765

    ness3765 Registered User

    Jun 28, 2017
    1
    Hi. Im looking for information. My mum has a 24 hour live in carer and self funds this. My question is once my mum has reached the £23500 where this is the threshold for financial help, does this mean she wont have to sell her house to continue paying for her live in care, OR will I have to arrange with the local authority to pay for her live in care costs and then once she has passed away the house has to be sold to reimburse her care bill ?
    Thanks Ness
     
  2. Soobee

    Soobee Registered User

    Aug 22, 2009
    2,734
    South
    Hello and welcome to Talking Point.

    I am sure others will be able to confirm, but my understanding would be that your mum would probably have to move to a care home because the Local Authority would not fund the cost of live in carers, as it is so much more than the cost of a care home.
     
  3. Pete R

    Pete R Registered User

    Jul 26, 2014
    2,046
    Staffs
    You will need to contact your Local Authority Social Service to conduct a Needs Assessment and take it from there. Do this well before the money runs out.
     
  4. Beate

    Beate Registered User

    May 21, 2014
    11,544
    Female
    London
    I doubt very much that her LA will fund 24 hour live-in care. They will assess her for either carers 4 times a day or the cheapest care home that fulfils her needs. If she is going into a care home, you can ask for a deferred payment agreement which means you can wait with selling the house until her death, but then they will want their money.
     
  5. Leswi

    Leswi Registered User

    Jul 13, 2014
    120
    Bedfordshire
    Just a thought on this subject if you really want to keep mum at home with her same care ... you could consider an equity release scheme attached to her house.
     

Share This Page

  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.