Dear Magic and Sally,
We've had several legal and financial questions arising over the last few days. The answers have been very interesting and really comprehensive. There is just SO much information to take on board about whom to see, where to apply, to which body one applies initially, etc.
I still feel that a quick chat with a Solicitor or Citizens Advice is the best course of action in the first instance. Although legally similar in content, every situation is different and there may be ways around personal circumstances - with a bit of luck.
Jude