Just in the process of getting mum's affairs ship-shape - including being frightened at the low level of insurance I have now discovered she has maintained on her house and contents for some years .... (GM tells me should have thought about this before......, I know - it's in hand now.....)
Occurred to me that there are so many exclusions with insurance policies these days ... and I have this horrid feeling that many things that COULD go wrong (God forbid) could be a direct result of mum's inability to either do or not do something .... (e.g: put a tin of something in the microwave - tin included, microwave blows up, house burns down type scenario ... I know, imagination running riot today .... but maybe it has to ......)
Ok, so I don't want to any insurance to be invalidated - by her 'act or omission' (is that the phrase?) ... much more importantly ..... it's made me wonder just how safe and secure she really is .... and what danger she poses to herself even when you think you've got 'most things covered' (not just in the financial insurance sense).....
Gee whizz, just when you think you're only tackling a bit of paperwork .......
Karen, x
Occurred to me that there are so many exclusions with insurance policies these days ... and I have this horrid feeling that many things that COULD go wrong (God forbid) could be a direct result of mum's inability to either do or not do something .... (e.g: put a tin of something in the microwave - tin included, microwave blows up, house burns down type scenario ... I know, imagination running riot today .... but maybe it has to ......)
Ok, so I don't want to any insurance to be invalidated - by her 'act or omission' (is that the phrase?) ... much more importantly ..... it's made me wonder just how safe and secure she really is .... and what danger she poses to herself even when you think you've got 'most things covered' (not just in the financial insurance sense).....
Gee whizz, just when you think you're only tackling a bit of paperwork .......
Karen, x