Hello Folks
Its been a long time since I've posted on the forums and sadly like most a lot of stuff has happened over the years, finally had the displeasure of putting my OH in care last Oct and as we're still of a working age found out I was liable for some of the costs via social services, they do have a lovely habit of dropping bombshells at the right time the letter landed on xmas eve so pretty much ruined that for me.
I was told I had to pay what seemed like a smallish amount of £135 a week ofc after working thru all the bills and mortgage I was left with an amount of £0 for myself to feed heat and drive on, I had started a part time job so was ok got past the initial shock and moved on.
Now to the question my bro in law phoned new years eve and told me OH's mum house had sold and there was a biggish inheritance on its way, I thought ok problems solved but then sat and worked me way through the implications mainly POA and what it would mean if social found out, so I phoned them and asked what would happen and could I use any of the money to do what most married couples would do and pay off the mortgage (£25k) I was informed I could only pay off her half as it was a joint mortgage. Ok not a problem that will still be a big help, then the real amount came from brother and it was £56k spoke with social after paying off her half and was then informed the rest will need to be used to pay full care home costs till it dwindles below £24k .
The question I have is in a normal married life that inheritance would have been used to pretty much do as we liked and in theory split in half, people I have told all think half of that should in fact go to me even the social team thought that to start with but the financial folks think otherwise, I have tried to look this up on the good old interweb but most of it talks about divorce and death regards inheritance and not about a married couple officially still together.
Any thoughts on this would be greatly appreciated I have spoke with CAB and they have kindly got hold of a solicitor to look into it but as they're so busy it will be a month before they phone me back.
Barry
Its been a long time since I've posted on the forums and sadly like most a lot of stuff has happened over the years, finally had the displeasure of putting my OH in care last Oct and as we're still of a working age found out I was liable for some of the costs via social services, they do have a lovely habit of dropping bombshells at the right time the letter landed on xmas eve so pretty much ruined that for me.
I was told I had to pay what seemed like a smallish amount of £135 a week ofc after working thru all the bills and mortgage I was left with an amount of £0 for myself to feed heat and drive on, I had started a part time job so was ok got past the initial shock and moved on.
Now to the question my bro in law phoned new years eve and told me OH's mum house had sold and there was a biggish inheritance on its way, I thought ok problems solved but then sat and worked me way through the implications mainly POA and what it would mean if social found out, so I phoned them and asked what would happen and could I use any of the money to do what most married couples would do and pay off the mortgage (£25k) I was informed I could only pay off her half as it was a joint mortgage. Ok not a problem that will still be a big help, then the real amount came from brother and it was £56k spoke with social after paying off her half and was then informed the rest will need to be used to pay full care home costs till it dwindles below £24k .
The question I have is in a normal married life that inheritance would have been used to pretty much do as we liked and in theory split in half, people I have told all think half of that should in fact go to me even the social team thought that to start with but the financial folks think otherwise, I have tried to look this up on the good old interweb but most of it talks about divorce and death regards inheritance and not about a married couple officially still together.
Any thoughts on this would be greatly appreciated I have spoke with CAB and they have kindly got hold of a solicitor to look into it but as they're so busy it will be a month before they phone me back.
Barry