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How to avoid the dementia tax.........

Discussion in 'Dementia-related news and campaigns' started by DeMartin, Nov 14, 2017.

  1. DeMartin

    DeMartin Registered User

    Jul 4, 2017
    125
    Kent
    channel 4 Monday 20 November (in tv listing magazine)
     
  2. SnowWhite

    SnowWhite Registered User

    Nov 18, 2016
    489
    Bet there won't be any answers but thanks anyway.
     
  3. Beate

    Beate Registered User

    May 21, 2014
    8,046
    London
    Bit misleading title seeing that the socalled dementia tax never got off the ground.
     
  4. DeMartin

    DeMartin Registered User

    Jul 4, 2017
    125
    Kent
    It was FYI no idea what the program is about.
     
  5. Pete R

    Pete R Registered User

    Jul 26, 2014
    1,830
    Staffs
  6. Pete R

    Pete R Registered User

    Jul 26, 2014
    1,830
    Staffs

    SUMMARY
    Ahead of the Budget, Chancellor Philip Hammond is coming under increasing pressure to raise more money to fund long-term social care. As local authorities struggle to meet these huge costs, reporter Tazeen Ahmad reports on why some people with dementia have to sell their family homes to pay for care while others gain access to NHS funds. The programme also goes undercover to reveal the advice financial experts give to potential sufferers, and asks whether the system providing care for thousands is really fit for purpose
     
  7. SnowWhite

    SnowWhite Registered User

    Nov 18, 2016
    489
    the above programme is on at 8pm (Dispatches).

    I will watch it but it's too late for us as we've already had to sell Mums house.
     
  8. Kevinl

    Kevinl Registered User

    Aug 24, 2013
    3,826
    Salford
    It's impossible to know what they're going to suggest so I'll watch it with interest.
    Since the 2014 Care Act came in the rules seem to have changed, the LA's are not longer told (as in CRAG) that "The value of the interest, even to a willing buyer, could in such circumstances effectively be nil" so putting part of the home into a child or anyone else's name to give it a zero value isn't in the 2014 Care Act so that door seems to be shut and the sections in the new Care Act seem to advise to treat someone as if they have the asset if a deprivation is suspected.
    It'll be interesting to see what they come up with and how fast the door gets shut before everyone starts doing whatever they suggest as a way to avoid dementia tax.
    K
     
  9. Pete R

    Pete R Registered User

    Jul 26, 2014
    1,830
    Staffs
    It is partly there in that it depends on how the property is being used by that "child" or "anyone else". If it is their HOME then the value will probably nil. If it is not their HOME then it will more than likely have a value.

    :)
     
  10. Normaleila

    Normaleila Registered User

    Jun 4, 2016
    163
    I heard a programme on Radio4 some time ago about so called advisors who charge fees to arrange very "iffy" schemes that may well not work. Perhaps it's warning about those parasites.
     
  11. SnowWhite

    SnowWhite Registered User

    Nov 18, 2016
    489
    Just putting this up to remind people that this might affect to watch tonight.
     
  12. nitram

    nitram Registered User

    Apr 6, 2011
    13,445
    Male
    North Manchester
    BUMP
    Just about to start

    2017-11-20_181630.png
     
  13. Beate

    Beate Registered User

    May 21, 2014
    8,046
    London
    Well, was it any good? Do I need to watch it on the +1 channel?
     
  14. nitram

    nitram Registered User

    Apr 6, 2011
    13,445
    Male
    North Manchester
    Nothing new, a few statistics about how things are getting worse.
    Glossed over what remaining residents could trigger a disregard.
     
  15. Shedrech

    Shedrech Volunteer Host

    Dec 15, 2012
    4,593
    Yorkshire
    in short Beate, no
     
  16. Beate

    Beate Registered User

    May 21, 2014
    8,046
    London
    Oh good, watching Doc Martin instead then.
     
  17. Baker17

    Baker17 Registered User

    Mar 9, 2016
    38
    No solution I can only see more stress trying for NHS continuing care funding which is very ad hoc depending where you live. Do I need that stress? Not really but may look into it
     
  18. SnowWhite

    SnowWhite Registered User

    Nov 18, 2016
    489
    I thought the bit about Continuing Health care funding being kept so quiet was very true. It seems to be the best kept secret. How someone described getting the forms filled in and then they came back to him totally different is just what happened to me. Several had been marked down yet a nurse filled it in with me and we decided on the answers .... then they were all changed!

    I am still going to pursue CHC because I really feel my Mum deserves it and is eligible.
     
  19. pipd

    pipd Registered User

    Apr 12, 2015
    30
    Leigh on Sea Essex
    My mum has just been awarded CHC and I found the process very fair and thankfully not complicated. I didn't expect it to be easy having read many posts on here about it but was pleasantly surprised at how painless it was for us. My mum will now be moved to an NHS dementia unit where we hope her care will be more appropriate to what she is getting now in a Nursing Home (that doesn't seem to be able to cope with advanced dementia and all it brings with it).
     
  20. nitram

    nitram Registered User

    Apr 6, 2011
    13,445
    Male
    North Manchester

    That's excellent news.
    I hope you don't mind, I have put a link to this post on the CHC support thread
    https://forum.alzheimers.org.uk/threads/chc-continuing-healthcare-support-thread.86059/

    This thread is full of bad news, a success story may convince others that applying for CHC is not pointless.

    I also hope you don't mind me asking which domains scored priority or severe?
     

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