1. IT_man

    IT_man Registered User

    Dec 10, 2006
    104
    London
    Useful website - Disability Rights Commission website

    Amazed and sorry to hear of these problems with insurance - I had a look on the Disability Rights Commission website to see if this could be viewed as discrimination. Nothing directly relevant that I could see but the website is well worth looking at in my view.

    Disability Rights Commission website
     
  2. Áine

    Áine Registered User

    It does seem rather crazy. Surprised insurance companies (and the travel companies) survive if they don't insure people on anti-deps. I wonder if they're spooked by the small percentage of people who seem to be (allegedly) very adversely affected by this medication and can end up being violent towards themselves and others.
     
  3. noelphobic

    noelphobic Registered User

    Feb 24, 2006
    3,452
    Liverpool
    I had annual travel insurance included with my bank account and paid to add my son to it. Soon after I did this, and not long before we went on holiday to America, he was diagnosed with diabetes. The insurance company agreed to cover his condition at no extra charge. However, the following year the underwriters had changed and I had the choice of paying extra to cover his diabetes or to accept that the diabetes would not be covered. I opted to pay the extra, especially as diabetes can be so unpredictable and America is so expensive for medical care. In reality we were much more of a risk the previous year as we knew a lot less about diabetes. He had never been hospitalised at this point so the risk had not increased.
     
  4. noelphobic

    noelphobic Registered User

    Feb 24, 2006
    3,452
    Liverpool
    There's probably a lot of people on anti-depressants who don't disclose this to their insurance companies - not through dishonesty but because it hasn't occurred to them that it would be considered relevant.
     
  5. Helena

    Helena Registered User

    May 24, 2006
    715
    Many people are unaware that you MUST report every visit to your GP/ doctor/consultant and all medications you take ........ to your holiday insurers ........failure to do so can render the policy null and void
     

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