I hope the following will help Angela.
I can`t believe I`m actually offering to help people show photos. It took me ages to learn.
1 Scroll down in the Reply window to Manage attachments
2 Click on Browse
3 Select picture
4 Open selected [link will then appear in Browse slot]
5 Upload
6 Make sure the link shows above or below `attachment key`
7 Close Browse window
8 See link underneath `Manage attachment`
9 Put cursor into `reply window`
10 Scroll up to paper clip and click on link.
Cross fingers.