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Help with funeral costs

petehend

Registered User
Jan 9, 2015
1
My brother who had demantia has died recently and his widow can't afford to pay for his funeral.
She is not entitled to any help from the DWP schemes and I am trying to find other sources of help.
She is a house owner and it would appear that the bank she has been with for 30 odd years are unable to give her a loan to cover the costs until they have proof of 3 months income.
Can anyone make any suggestions ?
 

nitram

Registered User
Apr 6, 2011
20,288
North Manchester
You could see if you can find anything >>>HERE<<<
The site includes a tool to see whether the applicant is likely to be accepted thus hopefully protecting their credit score from rejections.
 

Pickles53

Registered User
Feb 25, 2014
2,474
Radcliffe on Trent
The funeral director I used for mum did offer a special simple funeral package which was much less expensive; might be worth asking about this in your local area?

Wouldn't it be fairly simple and quick to provide proof of 3 months income via bank statements?
 

Cloverland

Registered User
Jun 9, 2014
244
My brother who had demantia has died recently and his widow can't afford to pay for his funeral.
She is not entitled to any help from the DWP schemes and I am trying to find other sources of help.
She is a house owner and it would appear that the bank she has been with for 30 odd years are unable to give her a loan to cover the costs until they have proof of 3 months income.
Can anyone make any suggestions ?
There should be help from DWP in a one off payment of £2000 this is paid automatically to the spouse. There is one condition though - if your brother had a private pension this wont be paid but if there was no private pension the sum should be paid. This should cover the bulk of the funeral costs depending on the fees of course.
 

garnuft

Registered User
Sep 7, 2012
6,585
Cloverland

There should be help from DWP in a one off payment of £2000 this is paid automatically to the spouse. There is one condition though - if your brother had a private pension this wont be paid but if there was no private pension the sum should be paid. This should cover the bulk of the funeral costs depending on the fees of course.
I think this is referring to bereavement payments, there are criteria for eligibilty.

I don't think private pensions come into the mix but it seems to me that either the partner or the deceased have to be under state retirement age to claim bereavement payment.
It is dependant upon National Insurance contibutions paid and that one or other of you are not claiming category A state pension.

Seems more complicated than it is...worth a call to DWP to clarify but it seems the OP's SIL has already applied to DWP.

http://www.adviceguide.org.uk/engla...s_bereavement_ew/benefits_and_bereavement.htm

www.newcastle.gov.uk/welfarerights said:
There are three main types or categories of Retirement Pension (also known as State Pension).
• Category A – this is normally based on your own national insurance contribution record
• Category B – this is based on your wife or husband or civil partners national insurance contribution record
• Category D – this a non-contributory pension paid if you are aged 80 or over and meet other conditions.
 

Cloverland

Registered User
Jun 9, 2014
244
Although this link is from the direct.gov site, it does state about being under pension age, which is misleading as my dad received this sum when mum died, both were aged over 80, we did not claim it was automatically paid into dads account where his pension was paid. Nothing to do with contributions or savings just straight forward as mum had no private pension that dad would receive from mum he was paid.

https://www.gov.uk/bereavement-payment/eligibility
 

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