Our mother has just gone into respite care and is being assessed for her on-going care needs - it has been agreed that it would be best if she received 24/7 care. We are currently looking at nursing and dementia care. I would be interested to hear how other carers who have navigated these financial waters. As well as seeking specialised financial advice we are also seeking legal advice as we do not have LPAs in place and will have to go to the Court of Protection. Our mother's Social Worker is currently applying for CHC Funding though I do not hold out much hope. We have obtained lots of information from various sources and we should start various balls rolling in the next couple of weeks. I obviously understand that there are rules and regulations in place as well as the legal implications. However, I am sure many of you have been through this process and will be able to tell me what the reality of this situation is. What are your experience of funding this sort of care? Did you or the LA negotiate fees? What about third party top-up fees? I am particularly interested in this subject? Many thanks.