Would like advise from other carers.
My dad died 7 weeks ago leaving me with my mum who has dementia to care for.
She needs 24 hour supervision according to Mental Health nurse but I have been leaving her alone for up to 1 hour as I have kids to take to school etc.
I was due to go back to work but now I'm unable to as it's not cost efficient as a private nurse would have to be hired at 12:50 per hour and I would be earning only 7.00 per hour. It's cheaper for mum to pay me for my loss of earnings, but can she do that? I have claimed carers allowance of £48.65 per week and mum is happy to top this up with another £87.00. She is also happy to contribute towards bills and pay one fifth or more. Is this reasonable? Someone has suggested that she can pay half and I should put all our household bills in joint names as she will be using up more than one fifth of the utilies as the washing machine, dryer and central heating are going 24/7.
This is all well and good at the moment but, if she were ever to run low on capital and have to claim for her personal care then could I be accused of financial deprevation?
Social Services have told me I should be keeping her rent free and should not take any money from her, not even for her food as this does not count towards financial assessment. They also told me that I shoud of been aware of this before I took her on.
Also, I am planning to have disabled accomadation built for her. She has the money to pay for it and it's for her benefit only but if I were in a situation where i cannot look after her (eg Stroke) could social services put a debt against a bedroom extension or my property?
Is anyone else in a similar situation? I don't mind looking after her, but my husband and I have two kids and I need to work to pay the bills. I don't want to profit from my mother or compromise her future position if she need to go into a nursing home in the event I could not manage.
Has anyone any suggestions/advise. My brother has EPOA and is happy to give me whatever I need but like me is concerned about financial deprevation.
My dad died 7 weeks ago leaving me with my mum who has dementia to care for.
She needs 24 hour supervision according to Mental Health nurse but I have been leaving her alone for up to 1 hour as I have kids to take to school etc.
I was due to go back to work but now I'm unable to as it's not cost efficient as a private nurse would have to be hired at 12:50 per hour and I would be earning only 7.00 per hour. It's cheaper for mum to pay me for my loss of earnings, but can she do that? I have claimed carers allowance of £48.65 per week and mum is happy to top this up with another £87.00. She is also happy to contribute towards bills and pay one fifth or more. Is this reasonable? Someone has suggested that she can pay half and I should put all our household bills in joint names as she will be using up more than one fifth of the utilies as the washing machine, dryer and central heating are going 24/7.
This is all well and good at the moment but, if she were ever to run low on capital and have to claim for her personal care then could I be accused of financial deprevation?
Social Services have told me I should be keeping her rent free and should not take any money from her, not even for her food as this does not count towards financial assessment. They also told me that I shoud of been aware of this before I took her on.
Also, I am planning to have disabled accomadation built for her. She has the money to pay for it and it's for her benefit only but if I were in a situation where i cannot look after her (eg Stroke) could social services put a debt against a bedroom extension or my property?
Is anyone else in a similar situation? I don't mind looking after her, but my husband and I have two kids and I need to work to pay the bills. I don't want to profit from my mother or compromise her future position if she need to go into a nursing home in the event I could not manage.
Has anyone any suggestions/advise. My brother has EPOA and is happy to give me whatever I need but like me is concerned about financial deprevation.