Sorry if I'm being really dim but I know someone out there can give me sound advise.We have recently had a needs assessment for my husband and day care plus some home care visits have been agreed, this goes to Panel next week for approval by SS. My husband receives State Pension and I still work full time. The needs assessment has kick started the financial aseessment - hubbie is well below the savings threshold so funding will need to be agreed. I fully expect that he will contribute to the costs. The financial assessment form I've been given does not seem to ask about our regular monthly outgoings such as water rates, food expenses,telephone, heating, etc... Its only interested in our mortgage payments (which we have finished paying) and council tax. His pension is similar to my monthly salary so we split the whole monthly expenses between us. Are these expenses taken into account in the assessment?? Or do we just wait for the final assessment figure and then try and cope between us with whatever 'allowance' they are leaving him with? This is worrying me so I would be grateful for your advise.