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Financial assessment help


Registered User
Jul 27, 2013
Ok so dad is now embarking on day care and we were then looking to use one of as respite care, SS have been back n forth with forms and questions to entail in dad being entitled to no help financially due to his work pension , AA , state pension etc but they also used the joint account and joint savings in their equation , all of this isn't leaving mum with much who only receives half state pension as it is.
Any advice re these joint accounts ? Should they be split , is mum entitled to take some out or will they see that badly?.. Or what we can do now.
Any advice appreciated .