Our dad (84) has dementia and has been living in his own house with his son in between trying out residential care. He is currently in self-funded residential care but his money is running out. He is in receipt of attendance allowance, a state pension and a small pension from his employer so he should have enough money to pay his own care. The problem is, his son, while living in our dad's house, pays nothing towards the utilities, rent and council tax. So, essentially our dad is paying for his own residential care and his son's upkeep. In 2014 our dad went into the local bank on several occasions to ask for a loan for his son. His request was refused and so the son took out an online loan with the same bank in my dad's name. Our dad does not have any computer skills, in fact the Internet connection is paid for by our dad and the son uses it while he lives in our dad's house. Our dad has another 4 years at over £100 per month to pay on the online loan and he doesn't remember taking it out. He is petrified that he owes money and cannot pay for his own care. I think our dad has been subjected to fraud and is being financially abused by his son. I don't have power of attorney, whereas, my siblings do. We all feel very intimidated by our brother who seems to have staked his claim in our dad's house. I have contacted adult safeguarding but have been told we have no proof of fraud, that the loan could be perceived as a gift. Time is running out for our dad to be able to afford his residential care. Any advice would be very welcome. Thank you.