My mother has mixed dementia and we are having major issues with her finances - we have power of attorney, which we do not want to use yet as she is still able to live independently for the most part and we don't want to take away her freedom - BUT she is spending money with wild abandon, being hoodwinked by cold callers and "charity mugger" types when she is out. My sister is spending a lot of time trying to cancel regular payments that have been set up on her bank card and trying to figure out why hundreds of pounds have been spent here and there. The bank have been of little use - their only suggestion has been to change her account to a savings account so that it can't have a direct debit, but then she will have to withdraw cash in order to spend money, and that makes her vulnerable... Does anyone have any experience of this sort of thing? We really don't want to put her in a position where she relies on someone else for access to her money, but with so many direct debits and recurring payments being taken we're at a loss for what we can do here?