Hello Bruce
I couldn't agree more about the extra issues facing people with early onset dementia and their carers.
I don't think that these difficulties are really appreciated by professionals or others. The shock of a spouse getting this disease in their fifties is almost impossible to deal with - all one's hopes and plans for the future are dashed, just when children are becoming independent and other couples of the same age have more time to enjoy each others company and have more money for holidays and other activiities together - all our friends seem to be having more and more exciting holidays and I have had one week on Exmoor with my husband in the last four years, and no prospect of any more - and I now can't see the point of going on holiday without him.
My husband showed the first signs of AD some 8 or more years ago at the age of 52, and had to give up his professional practice 6 years ago with consequent total loss of income. I carried on working for another two years full time as I was paying the bills, but had to give up 4 years ago to care for him. What people don't seem to appreciate is that not only do you lose your income at the time, but you also lose years of pension contributions at a time when you were planning to top it up to ensure a reasonable standard of living in retirement. Also, unlike couples where one of them gets dementia in their 70s or 80s, the remaining partner has to plan financially for a possible 20 or 30 years more, and any small savings won't stretch that far, and their pension provision is significantly smaller than it would have been if they had been able to work to "normal" retirement age.
If we had been over pensionable age a) we would have had a full working life to build up our pensions and b) we would already have been getting a pension so I wouldn't be in the position I'm in now with no income and having to make inroads into my small savings to survive - double whammy!
I have worked out that my husband's illness has cost us at least £300,000 in lost earnings between us if I had worked until age 60 and he had worked to age 65 as planned - and that's not counting the 2 or 3 years before he had to give up work when his earning capacity was greatly reduced.
My husband was admitted to hospital to an "elderly dementia assessment unit" just before Christmas and is now on a ward surrounded by largely immobile and uncommunicative people who are mostly 20 or 30 years older than he is - he is still physically fit (apart from the side effects of the sedatives he is given to control his behaviour) and also has fairly frequent lucid interludes when he is only too aware of the depressing nature of the ward and the poor condition of the other "clients". The consultant freely admits that this ward isn't appropriate for my husband, but it's all there is in this area, and moving him to a care home will be difficult as there aren't any suitable ones in this area. I have to drive 20 miles each way to visit him, which I do every other day as I can't really afford the petrol to do it every day. He still recognises me and is glad to see me, but often breaks down as he is so unhappy there, which sets me off.
When I gave up work I decided that we had to sell our family home and get a smaller one as we still had a mortgage, and although we could have got housing benefit etc, our car was nearly dead, and as we live in a fairly rural area with poor public transport, we needed a reliable car to get to the doctor's or anywhere else for that matter, so sold the house, paid off the mortgage and got a reliable car (but what happens when this car dies or gets too expensive to maintain I don't know).
Of course, the day my husband was admitted for permanent care his Disability Living Allowance and my Carer's Allowance ceased, so a week later (the Monday after Christmas) I was at the Job Centre trying to sign on for a job, but was told to get my GP to sign me off so that I could claim Incapacity Benefit (just over £50 a week, but it would have paid the gas and electricity bills and fuel for the car) - I am 59 and don't collect my state pension for some months. Five weeks later I still haven't had a letter about this, but when I chased my claim last week I was told on the phone that I wouldn't get any money as I hadn't made contributions in the appropriate years (because I was caring for my husband! - I thought that as a carer one got contributions credits).
When my husband started to show symptoms one son was doing "A" levels and about to go to university, while the younger son was doing GCSE's - he has since gone to university. We were not able to give them any financial support, quite apart from the distress caused to them by their dad's condition. My younger son deals with it all pretty well, but my older son finds it difficult to visit as he finds his dad's condition so distressing.
As soon as my husband went into hospital, family and friends (although not my sons) immediately started saying that I could get some rest now and "get my life back"! I am trying to stay strong, as I know I still have battles to fight on behalf of my husband to make sure he gets the best care possible, and I still think about him constantly and weep about him often. How can we get our lives back when our lives were so bound up with those we loved. I have good and supportive friends, but when your husband or wife was your best friend and the person who you could talk to about anything and shared everything with, you can't suddenly turn your life into something different and become an independent person again.
As Peter says, we are in a sort of limbo, endlessly grieving.
I'm sorry, this is all about me, but your posting struck a chord with me, and I've said all this not only to get it off my chest, (having a bad day!), but to let you know that you are not alone and many of us out here are experiencing the same things and understand what you are going through. I'm not saying it's any easier for the partners of older people with dementia, as they perhaps have their own health problems and are perhaps less physically strong which would make caring very hard for them, but our age group has some very specific problems when this disease strikes.
Will be thinking about you.
Kind regards
Ruthie