I am currently POA for my mother but not my father( he has dementia) and pay both their care home fees as they have joint accounts. After a year of self funding they are nearing the threshold and what I want to know is do I have to inform SS now.They also own their own house so does that mean we wouldn't qualify for help. I don't think I would be able to sell the house as mum separated their ownership to tenants in common so I don't think we could sell as Dad would not be able to agree to the sale. In this case would SS offer deferred payments? Am I obliged to speak to them or can I continue to use their cash savings until they run out as at least at the moment they are both receiving AA and pension which I believe would be stopped if SS were to pay. I am finding the idea of getting SS involved very stressful as I worry they will want to move Dad again. They moved him three times when he was first in care. Struggling to get my head around the best thing to do.