I wonder if someone can help me please? My MIL is currently in hospital with unresolved delirium 10 days post op for hip fracture. She has no mental capacity at present. I understand that the delirium may or may not resolve and am trying to plan for the worst case scenario as well as the best. If the delirium doesn't resolve we will have to apply for deputyship via the CoP. (They refused to have LPAs). My FIL wouldn't be able to cope with being the deputy. If either me or my partner were to apply for and become her deputy, what access would we get to her joint account? How would this work in practice?