My mum was out at the shops and happened to be in a shop that my Aunt works in. Having been ‘got’ by another member of staff she was struggling to complete an application form for an in-store credit card. Fortunately (!) she couldn’t remember a lot of the details to be able to complete the form but they had started to process it.
My Aunt gave the girl a row (not entirely fair as she doesn’t know Mum’s circumstances).
This has opened up a new concern for me, what if she actually manages to get one and goes on a spending spree? That would be a disaster, Dad has taken all her bank cards/credit cards from her and is in the process of paying them off (he doesn’t need another one!) The other problem is that when I’m with her she tends to hand money over (without really looking at it) and walks away without taking whatever she’s bought with her.
In theory, she could go out, get a credit card, buy lots of stuff and not even bring it home….leaving us none the wiser till the bill came in.
Haven’t wanted to worry Dad with this till I’d posted, but I wondered if there’s anything that can be done to prevent this. I’ve often thought that Finance companies are too free and easy with credit but wondered if anyone knew whether or not they’ll take AD into consideration or if there’s anything that can be done to make sure that nobody gives her credit.
Because Mum is younger, people don’t necessary realise and since she’s had the AD if somebody asks her to do something she’ll more or less give into them without, I think, fully appreciating the consequences.
I've done the thing that was posted here to get her removed from mailing lists etc but really don't know if there's anything can be done about 'on the spot' stuff!
Thanks again for any advice,
Mandy
My Aunt gave the girl a row (not entirely fair as she doesn’t know Mum’s circumstances).
This has opened up a new concern for me, what if she actually manages to get one and goes on a spending spree? That would be a disaster, Dad has taken all her bank cards/credit cards from her and is in the process of paying them off (he doesn’t need another one!) The other problem is that when I’m with her she tends to hand money over (without really looking at it) and walks away without taking whatever she’s bought with her.
In theory, she could go out, get a credit card, buy lots of stuff and not even bring it home….leaving us none the wiser till the bill came in.
Haven’t wanted to worry Dad with this till I’d posted, but I wondered if there’s anything that can be done to prevent this. I’ve often thought that Finance companies are too free and easy with credit but wondered if anyone knew whether or not they’ll take AD into consideration or if there’s anything that can be done to make sure that nobody gives her credit.
Because Mum is younger, people don’t necessary realise and since she’s had the AD if somebody asks her to do something she’ll more or less give into them without, I think, fully appreciating the consequences.
I've done the thing that was posted here to get her removed from mailing lists etc but really don't know if there's anything can be done about 'on the spot' stuff!
Thanks again for any advice,
Mandy