Hi I know in my previous threads I've brought up this topic in different ways but I'm starting get anxious now as I'm three weeks into the 12 week disregard of mums home which I live in. My question is does any one know what would happen if at the end of the 12 weeks I haven't taken out the COP ? What's the LA likely to do? Incidently the LA have not paid the care home anything in these three weeks which from my understanding they pay for these 12weeks as mums only capital is discarded until that times up. But they haven't completed the financial assement and I was told she would be LA funded under deffered payments scheme. My thinking is tho I don't trust the council to get any of this right not heard from them since 19 September when I moved mum into permanent care. So I'm still thinking I should walk away there's very little equity no savings and I need consider my own welfare now. So does anyone know what happens once the 12 weeks is up if nothing's in place. ? What might the LA do ? I'm going to ask for a discretional disregard as well I think once the council contact me. Its my only home and lived here looking after mum for years. Tho I don't hold much hope for this so I'm tempted walk away now mums settled and get on with my life ..