Hi,
I wonder if anyone has any advice please?
My mum was diagnosed 18 months ago. She is slowly getting worse. She has her own bungalow and has recently fallen a few times during the night. However this is because she also has type 1 diabetes and has sometimes forgotten to eat something before bed.
It is getting to the stage now that we need to take action and have my Mum live with us as I am in a constant state of worry for her wellbeing. Unfortunately the house that my husband and I live in is not big enough as we also have an 8 year child.
We have been looking to see if we could sell our house and also sell my Mum's house and move to somewhere big enough for us all and for Mum to have a bedroom downstairs when the time comes.
My sister and I have Power of Attorney - Finance and Property affairs. My brother lives in the Caribbean but we keep him informed and clear about whats happening with Mum.
What I'm not clear on though is if we can use part of Mum's equity to put into the new house? If we put Mum's name on the deeds will the government eventually be able to kick us out of the house if mum has to go into a care home to pay the fee's?
Obviously Mum's will states that her assets will be split 3 ways - this would equate to approx. 50k each as her house is worth approx. 150k. Would we be able to put 50k into buying a new place?
We want the best for Mum but I need to ensure everything is done legally and don't want to have to go through financial and property difficulties down the line.
Any advice would be much appreciated.
I wonder if anyone has any advice please?
My mum was diagnosed 18 months ago. She is slowly getting worse. She has her own bungalow and has recently fallen a few times during the night. However this is because she also has type 1 diabetes and has sometimes forgotten to eat something before bed.
It is getting to the stage now that we need to take action and have my Mum live with us as I am in a constant state of worry for her wellbeing. Unfortunately the house that my husband and I live in is not big enough as we also have an 8 year child.
We have been looking to see if we could sell our house and also sell my Mum's house and move to somewhere big enough for us all and for Mum to have a bedroom downstairs when the time comes.
My sister and I have Power of Attorney - Finance and Property affairs. My brother lives in the Caribbean but we keep him informed and clear about whats happening with Mum.
What I'm not clear on though is if we can use part of Mum's equity to put into the new house? If we put Mum's name on the deeds will the government eventually be able to kick us out of the house if mum has to go into a care home to pay the fee's?
Obviously Mum's will states that her assets will be split 3 ways - this would equate to approx. 50k each as her house is worth approx. 150k. Would we be able to put 50k into buying a new place?
We want the best for Mum but I need to ensure everything is done legally and don't want to have to go through financial and property difficulties down the line.
Any advice would be much appreciated.