We have finally made the decision that my mother in law will be better being looked after in a care home. She has had four years at home self funding herself with carers twice a day. MIL has no other visitors other than myself and husband and never leaves her home. We have tried various means of engaging her in social activities but she always refuses at the last minute. Strictly speaking she could carry on like this if her condition stays the same, dementia and limited mobility, but for all our sakes the decision to move to a care home has been made. We have finally found a suitable care home which at £750 is in fact the cheapest is our small SE town. My worry is that her savings with her income,after all debts have been paid off, will only last her just over a year privately funded. What happens then? The care home said she would have a financial assessment and family would be asked for a top up. This would be about £200 per week. Is that correct? I’m not sure we could do that. My second concern is that if MIL goes by her own and our choice into a care home when her money gets down to £23250 and she asks for funding could the LA then turn round and say she doesn’t need to be in a care home and refuse funding. I wondered if we should get an assessment from LA before she goes into the care home but worry that they would say her needs could be met at home. I would appreciate any advice please.