I`m asking this question in advance. When there is only £23,500 of Mum`s capital left (house sold, savings gone) and hopefully the State then step in to cover the costs of care; who then pays the costs of Mum`s personal costs in the care home eg chiropodist; hair dressers etc. Will my brother and I pay it out of the exempt amount of £23,500 and when that`s gone would we pay these costs from our own personal income?