My mother was admitted to Hospital on the 11th October due to extremely challenging and difficult to manage behavior linked to Dementia, subsequently CT scans have resulted in a diagnosis of Alzheimer's and the doctors and occupational therapists have concluded that full-time residential care in a managed environment is the only option going forward that can ensure her safety and quality of life.
We have a forthcoming meeting at to assess her care needs and her ability to contribute towards care costs, My brother has lived in the property with our mother since 1966 and will be 60 years old in less than three years time.
Also important to note is that I have effectively been our mother's full time carer since late 2012 when she was hit by a car resulting in broken ribs, a fractured cheekbone and memory loss, she was airlifted to the Royal Free Hospital in Whitechapel and has been effectively housebound ever since, wherein another brother took over her shopping duties and I stayed in the home on a daily basis to ensure her safety and enable my two brother's to be able to continue working. She sustained a serious leg wound in her bedroom in March 2014, which then became infected in November 2014 resulting in a 12 week stay in our local Hospital where the difficulties in managing her behavior led the team there to strongly urge us to consider a care placement, we decided against this due to our concerns regarding the treatment of property for care patients. Between February and Oct 2015 we have endured an extremely stressful time due to the cognitive decline and agitated state of mind of our Mother.
Our concerns regarding the property disregard is motivated by practical considerations rather than the notion of ring fencing assets, for example 6 years in a care home in the London area with Dementia nursing factored in could come to approximately £300K effectively wiping out the value of our home and leaving my brother and myself with nowhere to live, he is a low paid worker and I have been unemployed and without an income since 2012, I have also lived at the property all my life apart from 2002 to 2012 and we have no other properties or addresses in our name, neither have I been able to apply for Carer's or Attendance allowance as this would require some cooperation from our Mother who would be unable to comply or understand what this was.
Is it also possible that her home will no longer be taken into account once my brother turns 60 in 2018? This would make a marked difference and we'd be able to negotiate the sale of the house and cover the 2015-2018 fees, a much less daunting situation.
We have a forthcoming meeting at to assess her care needs and her ability to contribute towards care costs, My brother has lived in the property with our mother since 1966 and will be 60 years old in less than three years time.
Also important to note is that I have effectively been our mother's full time carer since late 2012 when she was hit by a car resulting in broken ribs, a fractured cheekbone and memory loss, she was airlifted to the Royal Free Hospital in Whitechapel and has been effectively housebound ever since, wherein another brother took over her shopping duties and I stayed in the home on a daily basis to ensure her safety and enable my two brother's to be able to continue working. She sustained a serious leg wound in her bedroom in March 2014, which then became infected in November 2014 resulting in a 12 week stay in our local Hospital where the difficulties in managing her behavior led the team there to strongly urge us to consider a care placement, we decided against this due to our concerns regarding the treatment of property for care patients. Between February and Oct 2015 we have endured an extremely stressful time due to the cognitive decline and agitated state of mind of our Mother.
Our concerns regarding the property disregard is motivated by practical considerations rather than the notion of ring fencing assets, for example 6 years in a care home in the London area with Dementia nursing factored in could come to approximately £300K effectively wiping out the value of our home and leaving my brother and myself with nowhere to live, he is a low paid worker and I have been unemployed and without an income since 2012, I have also lived at the property all my life apart from 2002 to 2012 and we have no other properties or addresses in our name, neither have I been able to apply for Carer's or Attendance allowance as this would require some cooperation from our Mother who would be unable to comply or understand what this was.
Is it also possible that her home will no longer be taken into account once my brother turns 60 in 2018? This would make a marked difference and we'd be able to negotiate the sale of the house and cover the 2015-2018 fees, a much less daunting situation.