1. Our next Q&A session is on the topic of Christmas and dementia.This time we want our Q&A to involve our resident experts, you! Share tips and advice on navigating Christmas here in this thread.

    Pop by and post your questions or if you prefer you can email your question to us at talkingpoint@alzheimers.org.uk and we'll be happy to ask them on your behalf.

Care costs cap 'delayed until 2020'

Discussion in 'Dementia-related news and campaigns' started by cragmaid, Jul 17, 2015.

  1. cragmaid

    cragmaid Registered User

    Oct 18, 2010
    7,942
    North East England
  2. stanleypj

    stanleypj Registered User

    Dec 8, 2011
    10,679
    North West
    Thanks for starting this Maureen. I just heard it myself. As you say, no real surprise.

    It was never going to be an adequate answer to a big question and now, if it ever happens, it's way off in the middle distance.

    I think I'm right in saying that prior to the election the start date was 'brought forward' from 2017 to 2016. So this is even worse and cynical than it appears - a true double-cross. No-one will now believe that it will happen at all - whoever is in power in 2020.
     
  3. Spamar

    Spamar Registered User

    Oct 5, 2013
    6,992
    Suffolk
    You put it so succinctly, Stanley. I always suspicious of legislation. I was obviously right in this case!
     
  4. Pete R

    Pete R Registered User

    Jul 26, 2014
    2,045
    Staffs
    I was not a fan of the cap itself as it was set way to high and would only have helped a few who happen to outlive by a long way the 2 year average of being in a CH.

    However, regrettably, it does also seem to mean that the proposed capital limits increase will also be postponed which was estimated to help around £35,000 people on its first day.:(
     
  5. Pete R

    Pete R Registered User

    Jul 26, 2014
    2,045
    Staffs
    I have a government fact sheet dated 2013 that states the implementation was always going to be April 2016.
     
  6. sleepless

    sleepless Registered User

    Feb 19, 2010
    3,223
    Female
    The Sweet North
    I hope the Alzheimers' Society give the government the response they deserve.
     
  7. sleepless

    sleepless Registered User

    Feb 19, 2010
    3,223
    Female
    The Sweet North
    Ah, I see they did respond.
    Yes, I am 'disappointed' too, to put it mildly.
     
  8. Chaucer 1931

    Chaucer 1931 Registered User

    Mar 30, 2014
    226
    The question is what is the CEO of the Alzheimer's Society going to do about this now?

    Yes iam disappointed too,to put it very mildly,but I wasn't holding my hopes up once the Cons had won the election. One rule for the rich and one for the poor...



    Sent from my iPhone using Talking Point
     
  9. nitram

    nitram Registered User

    Apr 6, 2011
    19,264
    Male
    North Manchester
    The capital limit increase to £27000 (£118000 if property involved) would have helped a lot of people but would have put a strain on LA funds. Additionally the LA would have the expense of maintaining personal budgets for anybody, including self funders, receiving care.

    The LA would also have had to assess a fair charge for all care and in the case of residential care split the hotel and care costs. All this would have needed resources that many LA do not have, they were already starting to outsource this work.

    As the BBC calculator showed many people would have to spend something like £150000 to reach the £72000 cap, several dying before they reached the cap.

    I agree the following quote from the BBC article:-

    Age UK's Caroline Abrahams said the delay was the right decision as introducing the cap now would have been a "distraction" at a time when the care system was in a state of "cataclysmic" decline.
    "What matters now is that the government grasps the scale of the galloping crisis and uses the spending review to bring forward effective solutions."
    She said she hoped the delay would lead to a rethink as the cap had been set too high in the first place.
    Prof Martin Green, chief Executive of Care England, which represents care providers, said it was now time to come up with a "sustainable" solution "once and for all".
    "If the government refuses to address the issue of funding, we will have a care system in crisis and the NHS unable to cope with the pressure," he added.
     
  10. Izzy

    Izzy Volunteer Moderator

    Aug 31, 2003
    59,938
    Female
    Dundee
  11. Chaucer 1931

    Chaucer 1931 Registered User

    Mar 30, 2014
    226
    Well as I'm sure many will agree,some councils have no facilities to care for those in need of residential care or even readily available respite.
    It doesn't seem fair that a little flicker of hope has been extinguished for the foreseeable future,another policy shelved before it's even got off the drawing board..
    Yes,it needs further consideration,but not much consolation to those in need of care at present..


    Sent from my iPhone using Talking Point
     
  12. Mibs

    Mibs Registered User

    May 26, 2014
    73
    Derbyshire
    CAP delayed 5 years - aren't we all amazed

    That's it - nothing (again)
     
  13. Kevinl

    Kevinl Registered User

    Aug 24, 2013
    4,776
    Salford
    Let's face it, this (or any other government) when it looks at the scale of the problems now and what's likely to happen in the future must realise we're up poo creek without a paddle unless a lot of money can be made available. It's been kicked into the long grass for 5 years who knows where we'll all be then.
    K
     
  14. Mibs

    Mibs Registered User

    May 26, 2014
    73
    Derbyshire
    ' who knows where we'll all be then' - living in a tent eating baked beans
     
  15. dottyd

    dottyd Registered User

    Jan 22, 2011
    1,064
    n.e.
    Cost of care cap delayed until 2020

    Title says it all.

    Trying not to think about it as its late, need to sleep...but am furious.
     
  16. Isabella

    Isabella Registered User

    Jan 4, 2014
    103
    I wasn't surprised. But I did think it was interesting in relation to changes to inheritance tax for homeowners. This is great but only if you have a home - of course the likelihood is you'll have to sell your home to pay for care, especially without a care funding cap. The more people forced to sell their homes to pay for care, the less people will take advantage of the inheritance tax changes. Unless Ive misunderstood something?
     
  17. jugglingmum

    jugglingmum Registered User

    Jan 5, 2014
    5,314
    Female
    Chester
    The inheritance tax changes don't come until next year and are stepped (don't remember the exact details) but will apply if a home was sold after 8 July 2015 - so any sales from budget day onwards can take advantage of the change is my understanding even if property note actually owned at date of death but estate is increased by it.

    Estates that IHT applies to will of course be reduced by the care cap being 'delayed' for 5 years.

    I understand some of the issue is the significant amount of admin, as most self funders do not currently have a SS assessment.
     
  18. mancmum

    mancmum Registered User

    Feb 6, 2012
    396
    What about those that were misled by the government

    I made big financial decisions on the basis of the commitment to pay for care over the cap from 2016. Where do I stand.

    Some of those financial decisions people made are akin to decisions about pensions.

    It stinks.
     
  19. Kevinl

    Kevinl Registered User

    Aug 24, 2013
    4,776
    Salford
    I take it you've made some irreversible financial decision (although I can't think what it may be, I'm a bit slow on financial matters). Isn't it worth starting a petition on the government website, if you get 10k signatures they have to bring it up in parliament.
    It's a bit of a long shot but I'm sure you'd get a lots f support.
    If any other financial institution changed the goalposts like this the ombudsman would be on them like a ton of bricks.
    K
     
  20. Pickles53

    Pickles53 Registered User

    Feb 25, 2014
    2,475
    Radcliffe on Trent
    #20 Pickles53, Jul 19, 2015
    Last edited: Jul 19, 2015
    Only about 4% of all estates paid any inheritance tax even before the changes. I never understand why it is such a big deal when it affects so few people in practice.

    On your second point, Jugglingmum, I went to a carers' event about month ago where one of the speakers was a county council manager. I specifically asked about the impact of the additional people now looking for SS assessment and the answer was that they had taken on 3 additional staff but didn't anticipate it would cause problems or additional delays. I wonder what changed in those few short weeks....
     

Share This Page

  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.