Hi, me again, sorry.
ok, so, I live with my paerents and my sister in our parent’s home. My sister has Asbergers Syndrome but works as a cleaner. My mother has recently been diagnosed with Alzheimer’s. I am unemployed.
ive read so much over the last couple of weeks, but some of it feels like swimming through treacle. I’m just muddled. Can I check if I’ve got some things right please?
1 If mum went into care now she would have to self fund as she has around £100,000 in her own savings/half of joint savings combined. While dad is at home his savings, half the joint savings and the house stay with him. Right?
2. If dad died or needed to go into care himself then the rest of the savings would go to self fund him. While my sister gets DLA the house COULD in theory POSSIBLY be with her/me and her. But if she was transferred to PIP and refused, could we have to sell the house?
3. Is the LA under any obligation to look after us in any way ie stop us being homeless? Combined we have about £80,000 in savings. But with her job locally and neither of us able to drive, we would need to stay local or both be unemployed. Local rents are over £1000 pm plus costs. So our savings would be gone in 3 years max I guess. Do the LA have any call on them to home us?
is there anything anyone knows of that I might have missed? Sorry to ask but mum/sister aren’t capable of asking and dad is getting so lost in it all he doesn’t know where to turn and I’m not doing very well in working out where we stand. The earlier we can get things clear in our minds, the happier we will all be and find it easier to deal with.
any help gratefully received.
many thanks
ok, so, I live with my paerents and my sister in our parent’s home. My sister has Asbergers Syndrome but works as a cleaner. My mother has recently been diagnosed with Alzheimer’s. I am unemployed.
ive read so much over the last couple of weeks, but some of it feels like swimming through treacle. I’m just muddled. Can I check if I’ve got some things right please?
1 If mum went into care now she would have to self fund as she has around £100,000 in her own savings/half of joint savings combined. While dad is at home his savings, half the joint savings and the house stay with him. Right?
2. If dad died or needed to go into care himself then the rest of the savings would go to self fund him. While my sister gets DLA the house COULD in theory POSSIBLY be with her/me and her. But if she was transferred to PIP and refused, could we have to sell the house?
3. Is the LA under any obligation to look after us in any way ie stop us being homeless? Combined we have about £80,000 in savings. But with her job locally and neither of us able to drive, we would need to stay local or both be unemployed. Local rents are over £1000 pm plus costs. So our savings would be gone in 3 years max I guess. Do the LA have any call on them to home us?
is there anything anyone knows of that I might have missed? Sorry to ask but mum/sister aren’t capable of asking and dad is getting so lost in it all he doesn’t know where to turn and I’m not doing very well in working out where we stand. The earlier we can get things clear in our minds, the happier we will all be and find it easier to deal with.
any help gratefully received.
many thanks
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