Hi,
Can anyone help? Mum has lived in her council house for nearly forty years. She has been in hospital for nearly twelve months and I imagine that it will be within the next couple of months that the hospital will be wanting to move her to a home. The hospital thought that she was ready a couple of weeks ago (well they termed it as 'this perhaps will be the best that she may be') but she has taken a further 'set-back' so she is still there. Mum has been classed as 'Band 6' (highest level of care) due to her specific difficulties and verbal/aggressive outbursts etc, etc which are much less than before but having difficulties with sleep patterns. Mainly she is more disturbed by other patients on the ward who come and go but unfortunately there is little anyone can do to prevent this. Anyway, from having a choice of EMI homes at the beginning of her assessment, the hospital and Primary Care Trust have told us there is possibly only one home which will be able to cope with Mum's needs. Conveniently the home in question has contracted beds from the hospital. This is evident by the condition of the home which the family have found quite poor. Sorry to ramble but my point is that Mum always wanted to buy her council house but even if the local Council allow us to but it under the 'Right To Buy' scheme. Will we be able to open a joint mortgage in both my mum's name and say my brother's name so as to prevent her property being sold as collateral for her home fees?
Any advice would be gratefully appreciated.
Debbie
Can anyone help? Mum has lived in her council house for nearly forty years. She has been in hospital for nearly twelve months and I imagine that it will be within the next couple of months that the hospital will be wanting to move her to a home. The hospital thought that she was ready a couple of weeks ago (well they termed it as 'this perhaps will be the best that she may be') but she has taken a further 'set-back' so she is still there. Mum has been classed as 'Band 6' (highest level of care) due to her specific difficulties and verbal/aggressive outbursts etc, etc which are much less than before but having difficulties with sleep patterns. Mainly she is more disturbed by other patients on the ward who come and go but unfortunately there is little anyone can do to prevent this. Anyway, from having a choice of EMI homes at the beginning of her assessment, the hospital and Primary Care Trust have told us there is possibly only one home which will be able to cope with Mum's needs. Conveniently the home in question has contracted beds from the hospital. This is evident by the condition of the home which the family have found quite poor. Sorry to ramble but my point is that Mum always wanted to buy her council house but even if the local Council allow us to but it under the 'Right To Buy' scheme. Will we be able to open a joint mortgage in both my mum's name and say my brother's name so as to prevent her property being sold as collateral for her home fees?
Any advice would be gratefully appreciated.
Debbie