Hello I know that banking questions have come up before but I would like some recent opinions and info please. The background is, my dad has dementia and I look after his finances for him. It suited him for me to have the ability to do this well before the dementia occured, as he worked abroad (and also liked being able to delegate boring stuff if I'm honest!) So I got to contact his bank about any mistakes etc - he felt it was easier to make me a joint account holder than get access through using a POA. My question is, does anyone know of any potential issues that I face in being a joint account holder with my dad? The income and expense from the account is all his - I have my own account - but I have the happy position of arranging and monitoring all his DDs and also withdrawing cash for him now that he has stopped doing this himself. (I leave ££ in his wallet, jacket pocket, in plain sight at home etc so it's always there for him. I don't keep records and have no idea where it goes anyway. He can spend next to nothing for weeks then go on a crazy buying spree with several hundred pounds disappearing on useless stuff/great stuff depending on whether you ask me or him. I'm sure you know how it works.) Anyway, while thinking about getting dad a will setup (he has capacity) I got to thinking - what about the joint account - could it cause me trouble somehow that I am a joint account holder with a person who has dementia? As I understand it, the most recent type of financial POA requires record-keeping and all sorts of things to show I'm not abusing him financially - which is fair enough of course - but I don't have that POA, so in a way I have more power really. Should I be concerned about anything?