I’ve been on these boards for a few years as my mum has had Alzheimer’s since 2012 and have always had helpful advice. My dad (no longer married to my mum), although not too bad in terms of mental capacity, is worried that this is declining and therefore set up LPA, myself and my sister being attorneys. As he is losing a grasp on his (rather complicated) financial affairs, it was suggested that my sister put her name on his bank account in case of later problems. They went off to the bank with the LPA and did this. My question is: my sister seems to think that because her name is on the account, she will still have access to the money when my dad dies. Obviously she has not contributed to the account at all, the money which goes into the account is purely my dad’s from pensions/investments. I have LPA and deal with my mum’s bank account, I have always assumed that I am merely administering it and if she were to die the money would be part of her assets and therefore frozen until the will was sorted out. Please note that I am in no way suggesting anything malicious is afoot here, there are a number of siblings and we are all working together to help my dad (my stepmother has Alzheimer’s and is out of the picture as far as money management is concerned). Obviously if my dad died and my sister needed money from the account this would be used on behalf of my stepmother (and eventually, the whole family via the wills). Does anyone have any legal knowledge or experience of this situation?