Jim, of course I'm sorry to hear about your stress and your Mum being in hospital but I am so, so pleased that perhaps this is the way forward to getting you some help, and your life back. Sometimes it does take a crisis to get things moving, unfortunately, but if you get some assistance, then that is the silver lining in this. Advice here is do NOT be polite, gloss over details, pull any punches, or deliver anything except the blistering truth, when asked about the situation and if you need help. Tell them everything you told us. In fact, you could just print out your post and not have to repeat yourself! But don't sell yourself short! Definitely accept any help that is offered, and don't be shy to ask for it. You cannot keep going, as you have been. Something must change, you've been handed an opportunity, so I do hope you can seize it. Best wishes to you and if and when you get a chance, do let us know how you get on, please.