I've been caring for my husband with Alzheimer's for several years at home and it's getting harder as we are the same age. He had a military career moving frequently and I supported him in that and never had a paid job. So I have no pension except a state pension. We have always had a joint bank account, with direct debits for utilities and we pay our one credit card bill by cheque each month. We own the house we live in. My health is failing, and if I can't care for him myself at home, and he needs to go into a Care home, we always imagined that half his pension would continue to be mine, but from what I've read now I'm not sure. If his savings diminished below the level of self funding, and the LA took an interest in his finances, would they take me into account, or would they take all of his pension, leaving me with just my lower rate state pension? For some time he's needed my undivided attention day and night so I rarely have a moment to look at finances or make or receive phone calls. He is convinced that he hasn't got a problem, and so there's no need for me to look after our finances, as he will do it, all in good time. Financially we would have managed fine if Dementia hadn't struck but now I'm getting scared, to be honest. I didn't think I'd finish up a bag lady!