Hello everyone,
My first post and I wanted to share what I have learned from my recent research into the government's proposal to reform adult social care. It is only my understanding, so please forgive - and correct - any errors.
1. From October 2023, the maximum amount an individual can spend on personal care will be capped at 86,000GBP
2. This refers only to the cost of PERSONAL care e.g. nursing costs. It excludes "daily living costs" e.g. accommodation, food, and utilities. Everyone will continue to be responsible for these daily living costs.
3. It applies to personal care costs in a residential care home AND to personal costs incurred if someone is cared for in their own home (domiciliary care)
4. It will only apply to costs incurred from October 2023 i.e. personal care costs incurred BEFORE Oct 2023 will not count towards the 86,000GBP cap
5. You will first need to be assessed by your local authority as needing personal care before the counting towards the 86,000GBP begins.
6. If you are in a care home, the government will consider that your daily living costs are 200gbp/week. This means the most you will have to pay each year out of your pocket will be 52 x 200 = 10,400GBP. For example, if you are in a residential care home and the total cost is 60,000GBP per year, the personal care cost will be 60,000 - 10,400 i.e. 49,600GBP per year. This amount will count towards your 86,000GBP cap.
7. Top-ups: The local authority will decide how much your personal care should cost each year by setting a budget for you. Any amount spent above this budgetary limit will be paid for by you. For example, if you are in a residential care facility and the Council decides the most it will pay for personal care costs in a residential home is 40,000GBP per year but the personal care costs in the home you have chosen costs 60,000GBP per year, then you must pay the additional 20,000GBP as a top up.
8. Your annual financial contribution towards the 86,000GBP cap is 100% if your assets (including the value of your home) are more than 100,000GBP. If your assets are between 23K and 100K, then you will be pay SOME amount each year towards the 86,000GBP cap. And if your assets are less than 23K, you will pay nothing towards the 86K cap and Council will pay for you 100%.
Best wishes to all those on this forum who are caring for people they love. I was very happy to find this online community.
My first post and I wanted to share what I have learned from my recent research into the government's proposal to reform adult social care. It is only my understanding, so please forgive - and correct - any errors.
1. From October 2023, the maximum amount an individual can spend on personal care will be capped at 86,000GBP
2. This refers only to the cost of PERSONAL care e.g. nursing costs. It excludes "daily living costs" e.g. accommodation, food, and utilities. Everyone will continue to be responsible for these daily living costs.
3. It applies to personal care costs in a residential care home AND to personal costs incurred if someone is cared for in their own home (domiciliary care)
4. It will only apply to costs incurred from October 2023 i.e. personal care costs incurred BEFORE Oct 2023 will not count towards the 86,000GBP cap
5. You will first need to be assessed by your local authority as needing personal care before the counting towards the 86,000GBP begins.
6. If you are in a care home, the government will consider that your daily living costs are 200gbp/week. This means the most you will have to pay each year out of your pocket will be 52 x 200 = 10,400GBP. For example, if you are in a residential care home and the total cost is 60,000GBP per year, the personal care cost will be 60,000 - 10,400 i.e. 49,600GBP per year. This amount will count towards your 86,000GBP cap.
7. Top-ups: The local authority will decide how much your personal care should cost each year by setting a budget for you. Any amount spent above this budgetary limit will be paid for by you. For example, if you are in a residential care facility and the Council decides the most it will pay for personal care costs in a residential home is 40,000GBP per year but the personal care costs in the home you have chosen costs 60,000GBP per year, then you must pay the additional 20,000GBP as a top up.
8. Your annual financial contribution towards the 86,000GBP cap is 100% if your assets (including the value of your home) are more than 100,000GBP. If your assets are between 23K and 100K, then you will be pay SOME amount each year towards the 86,000GBP cap. And if your assets are less than 23K, you will pay nothing towards the 86K cap and Council will pay for you 100%.
Best wishes to all those on this forum who are caring for people they love. I was very happy to find this online community.