Hi,
A few weeks ago, there was a Panorama TV programme on the BBC that explored the whole business of who pays for a person's care, several people being outraged that a family home had to be sold to pay for care whereas they saw it as something the parents would have wanted to pass on to their children.
I don't really want to get into a debate about the rights and wrongs of having to pay for it yourself ..... to be honest, as far as I'm concerned, what my Mum and Dad have worked for is theirs to use to give them a comfortable old age.
However ..... there's a complication. My brother lives with them as well, so it is also his home. I'm a bit concerned that, if a charge was put on the house (which is in my parent's names jointly), when they have both passed away, if it has to be sold, he'll be homeless! Is this right? If the possibility is there that this could happen in the future, is there anything we can do now ............ my Dad has an Alzheimer diagnosis but hopefully he's a long way from needing care in a home (I'm touching wood here 'cos who knows on that one!) and my Mum is as bright as a button and hopefully the same!!
Thanks
Elaine
A few weeks ago, there was a Panorama TV programme on the BBC that explored the whole business of who pays for a person's care, several people being outraged that a family home had to be sold to pay for care whereas they saw it as something the parents would have wanted to pass on to their children.
I don't really want to get into a debate about the rights and wrongs of having to pay for it yourself ..... to be honest, as far as I'm concerned, what my Mum and Dad have worked for is theirs to use to give them a comfortable old age.
However ..... there's a complication. My brother lives with them as well, so it is also his home. I'm a bit concerned that, if a charge was put on the house (which is in my parent's names jointly), when they have both passed away, if it has to be sold, he'll be homeless! Is this right? If the possibility is there that this could happen in the future, is there anything we can do now ............ my Dad has an Alzheimer diagnosis but hopefully he's a long way from needing care in a home (I'm touching wood here 'cos who knows on that one!) and my Mum is as bright as a button and hopefully the same!!
Thanks
Elaine