12 week disregard

Discussion in 'Legal and financial issues' started by Deedee28, Oct 6, 2018.

  1. Deedee28

    Deedee28 New member

    Sep 29, 2017
    8
    Female
    Hi mum is going into residential care , she has her own home which Iam going to have to sell as it is classed as capital as no one else lives there. I m struggling to understand the 12 week disregard? What exactly is it? I understand about deferred payments but is the 12 week disregard effectively saying the local autohirty will pay mums first 12 weeks in residential,or does it mean they will pay the first 12 weeks but we 'll have to pay it back?
    Confused!!
     
  2. nitram

    nitram Registered User

    Apr 6, 2011
    16,292
    Male
    North Manchester
    The 12 week disregard simply means that the value of the house is not included, ie disregarded, in any financial assessment for 12 weeks.

    During the 12 weeks any financial assistance by the LA for care will be based on assets excluding the value of the house.
     
  3. Deedee28

    Deedee28 New member

    Sep 29, 2017
    8
    Female
    Thank you Nitram, so does that mean that for mums first 12 weeks in permanent residential care, she will only be assessed on her savings, which are under £14,000. She has been in respite care for 4 weeks following a bad fall and has been assessed as having to pay £243 a week for respite as she has quite a decent pension. Will she carry on paying a similar amount for the first 12 weeks of permanent care? The full cost per week is approx £550 . It's all very confusing
     
  4. nitram

    nitram Registered User

    Apr 6, 2011
    16,292
    Male
    North Manchester
    #4 nitram, Oct 6, 2018
    Last edited: Oct 6, 2018
    Correct

    When she is LA funded all of her pension(s), except for a PEA (personal expenses allowance) of £24.90 /wk, will be included in the amount the LA contribute. Everything except the PEA will go towards her care.

    Have a read through
    https://www.ageuk.org.uk/globalasse...paying_for_permanent_residential_care_fcs.pdf

    Assuming your mum lacks capacity she cannot sell the house, does anyone have financial LPA (lasting power of attorney) or COP (court of protection) deputyship to act on her behalf.?
     

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