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  1. #61
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    Quote Originally Posted by Amber_31 View Post
    A PWD who is without 'social care' as they require would soon slip into needing 'medical care', if they develop dehydration, starvation, accidental injury or infection, perhaps the same day, so in my view the distinction is wrong!

    The system of having to self fund is discrimination against those with dementia. The welfare state with all its outlets provides several other non means tested 'social' benefits, such as universal education, state pension, legal aid for crown court litigation, and many more.

    If dementia didn't steal from a person of their ability to understand, to complain and be listened to, to make argument, to be taken seriously by others, and, render their carers exhausted and depressed, I'm sure the system wouldn't be quite so unfair against dementia sufferers.
    Well said!

  2. #62
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    Quote Originally Posted by realist1234 View Post
    Can I assume he has applied for CHC and was rejected?
    You can.
    "Life is what happens to you while you're busy making other plans" -John Lennon ('Beautiful Boy')

  3. #63
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    Quote Originally Posted by jennypie View Post
    Can anyone advise me if my husband were to go into care we jointly own a flat worth about 60,000 would half of that be used to pay for fees as it's owned jointly or all of it? This is rented out by the way so assuming it was the case would it have to be sold?


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    As you are co-owner they cannot force you to sell it. The LA would though I think expect the half-share of the rental income that belongs to your husband to go towards his care fees.

  4. #64
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    Quote Originally Posted by Pickles53 View Post
    You can.
    I dont know the personal details, but that sounds like another disgrace.

  5. #65
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    The problem is nothing seems to be going on to address the sheer unfairness facing self funded dementia suffers - the worst being the fact that those self funded are made to pay considerably higher fees to subsidise LA places.

    The care costs cap may have helped some self funders in a different respect - but it's been shelved! Obviously the reason is lack of money, but with the recurrent use of the phrase 'care crisis' have we any faith that the care costs cap will come into force in 2020? Also the cap only helps those with high value homes; those with their own but modest home are not assisted with a cap of circa £117k.

  6. #66
    Registered User Pete R's Avatar
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    Quote Originally Posted by jennypie View Post
    Can anyone advise me if my husband were to go into care we jointly own a flat worth about 60,000 would half of that be used to pay for fees as it's owned jointly or all of it? This is rented out by the way so assuming it was the case would it have to be sold?
    Quote Originally Posted by realist1234 View Post
    As you are co-owner they cannot force you to sell it. The LA would though I think expect the half-share of the rental income that belongs to your husband to go towards his care fees.
    The question was answered correctly by Saffie in post #26. £30,000 would be included in the husbands assets & therefore make him a self funder. If there are no other funds to pay for care then it may mean a sale of the flat.

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  7. #67
    Registered User Pete R's Avatar
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    Quote Originally Posted by Amber_31 View Post
    The care costs cap may have helped some self funders in a different respect - but it's been shelved! Obviously the reason is lack of money, but with the recurrent use of the phrase 'care crisis' have we any faith that the care costs cap will come into force in 2020? Also the cap only helps those with high value homes; those with their own but modest home are not assisted with a cap of circa £117k.
    I looked after my Mom in her home for 11 years before she went into a NH. Her home is a modest 2 bedroom town house worth around £200,000.

    If the cap had come in I could just about have been able to afford to remain in her home but will now be forced to sell.

    Although that is in itself good news as she continues to defy the rules and will probably outlive me.
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