Although this is my first post, I've been using this site daily for over 2 years. The information and help so freely given by Nitram, Fifimo and others is amazing.
My husband has advanced vascular dementia, diagnosed in 2006 but he showed early signs after a bypass in 1994. I'd always cared for him at home but following a spell in hospital 2 years ago, it was decided he needed to be transferred to a nursing home. The LA did a quick assessment and because we had assets said he would be self funding.
With help from other posts, I applied for deputyship to be able to release capital.
My question: 2 years prior to all this, we moved out of the house we'd lived in for 30 years and bought a flat to make it easier for my husband. The house has now been sold to fund his care. The LA said because it was in my husband's sole name I'm not entitled to any of the proceeds. Is this correct? The COP in their assessment only used 50%.
The COP seem much more understanding. They allow my husband to carry on supporting me financially and for me to continue to use the joint account to pay household bills.
I live in fear of the money running out and the LA becoming involved.
The site has brought me so much comfort on this long lonely path. Thank you.
My husband has advanced vascular dementia, diagnosed in 2006 but he showed early signs after a bypass in 1994. I'd always cared for him at home but following a spell in hospital 2 years ago, it was decided he needed to be transferred to a nursing home. The LA did a quick assessment and because we had assets said he would be self funding.
With help from other posts, I applied for deputyship to be able to release capital.
My question: 2 years prior to all this, we moved out of the house we'd lived in for 30 years and bought a flat to make it easier for my husband. The house has now been sold to fund his care. The LA said because it was in my husband's sole name I'm not entitled to any of the proceeds. Is this correct? The COP in their assessment only used 50%.
The COP seem much more understanding. They allow my husband to carry on supporting me financially and for me to continue to use the joint account to pay household bills.
I live in fear of the money running out and the LA becoming involved.
The site has brought me so much comfort on this long lonely path. Thank you.