Hi Amnmont,
Oh dear, I hope you find a solution, but it didn't work with my mum. Whatever you are awarded for Continuing Health Care will be a help, but at the end of the day the local authority will only pay so much towards care, and if the care home you choose charges more, someone has to pay the difference, and it can not be the patient,so will well may be you. You will then have to decide if you can commit yourself to that extra payment for however long you expeect your mum to live, or move her to a cheaper home either now or in the future. We had that dillemma ourselves, but mum lived alone cos my dad died in 2004 and we sold her house to pay for care. We always lived with the fact that her money would run out in 8 years and if she lived longer than that we would have a mega decision to make, move her or pay forever. The government is not fair on this, but currently that is the situation. In theory, we could have paid anything we wanted towards mum's care. In retrospect, as she died in November we could have afforded the plushest home in the area at £800 a week, but we chose a more modest £520 a week and were delighted with it (eventually, after lots of hiccups).
Do consider your options carefully and take advice. Help the Aged were good for us.
Regards
Margaret