hi,
My mum is at the state of needing to go in a care home and we know that they will self fund until her savings are down to the limit set by SS.
My parents own their house and social worker has said the house will be disregarded as my dad will still be living in it........however one of my uncles insists that a charge will be put on it to pay back SS when my parents are no longer with us.
I understand that if dad dies first then the house would go to mum and be sold etc etc but if mum dies first do we still have to pay back SS for any funding they make once her savings have run out
. Any advice would be gratefully received.
Thank you
My mum is at the state of needing to go in a care home and we know that they will self fund until her savings are down to the limit set by SS.
My parents own their house and social worker has said the house will be disregarded as my dad will still be living in it........however one of my uncles insists that a charge will be put on it to pay back SS when my parents are no longer with us.
I understand that if dad dies first then the house would go to mum and be sold etc etc but if mum dies first do we still have to pay back SS for any funding they make once her savings have run out
. Any advice would be gratefully received.
Thank you