Hi, Sorry this is going to be rather long!
My dad is 80 and he has Advanced Dementia and still lives alone in his own house and I live about 20 minutes drive away from him. The problem is that he is quite obsessed with money. I have POA which I have registered at his bank and we have come to an arrangement that my dad can withdraw money still from the bank but only at £20 a time. He has no bank card or cheque book, they just know him very well in the bank and are very friendly with him, the bank is about a 30 minute walk from his house.
Now the problem is, that my dad does not associate the money in the bank which he is withdrawing as being his money. The connections he has made in his brain have made him believe that they are just giving him the money, like for a job. I have attempted to explain to him that the money he keeps taking out is his own money and not the banks, that's why they are happy to give it to him. But he just does not understand this or wants to understand it, he just thinks they are being nice and giving him free money just for turning up.
I have spoken to the Bank Manager about this and I asked him if they could occasionally refuse to give my dad some money. He was reluctant to do this just in case dad causes a fuss in the bank and they end up with a big queue. However, they have told me they have since tried refusing him money, but then dad just turned up a few hours later so they gave him some then.
This wouldn't be so bad, as he is only withdrawing up to a max of £100 per week. (Even though it does mount up over a period of time and he likes to carry it all in his wallet, until eventually I persuade him to take some out and I hide it in his house, because he can't be trusted to remember where he hid it or to keep it hidden and not back in his wallet). However, dad doesn't understand that the bank does not open until 9.30am and it doesn't open at weekends. So very often he can be stood outside the bank from 7.30am waiting for them to open and the same at weekends, I have put a huge sign on his door with the bank opening times on it, but he takes no notice of it. Also, if he falls asleep in the day and re-sets his clock he will actually go out in the evening and wait outside the bank for it to open, there is no logic about it being dark and rain and wind won't stop him if he thinks he can get free money! I have lost count of the number of times I have had phone calls from very kind people saying they are with my dad and he is stood outside the bank and won't leave even if they tell him it will not be opening and for some reason Friday and Saturday nights are his favourite nights for doing this, this has ruined many weekends for us and has puts paid to us being able to have any alcohol until we can be certain he's not going out. Usually we (my husband and I) have to drive down to the bank and pick him up and then he just complains about the bank being bad people and not being there for him.
You know how bad the weather was on Saturday night, with storm Brian? Even though dad had spent most of the day with us and he could see how bad the weather was and we continually told him it was Saturday and the bank would be closed. I discovered as I was going to bed that he'd actually gone out around 9.30pm for just over a hour, a good assumption would be to the bank. If you are wondering how I know this, I have the 'just checking' service so I can monitor his movements around his home and I can see when he goes out and when he comes back in. I can't ask him about this the next day as he usually doesn't remember going and we can never have a sensible conversation.
So, my question is, what would you do if this was your dad? How would you stop him going to the bank? I have considered instructing the bank not to give him any money anymore, but I think this may cause more problems than solve them. We are finding this so frustrating and I'm worried now with the weather getting worse and the darker mornings and nights that he could end up getting ill or be vulnerable to theft. Do we just let it carry on?
Thanks for reading and sorry it was so long.
Elle x
My dad is 80 and he has Advanced Dementia and still lives alone in his own house and I live about 20 minutes drive away from him. The problem is that he is quite obsessed with money. I have POA which I have registered at his bank and we have come to an arrangement that my dad can withdraw money still from the bank but only at £20 a time. He has no bank card or cheque book, they just know him very well in the bank and are very friendly with him, the bank is about a 30 minute walk from his house.
Now the problem is, that my dad does not associate the money in the bank which he is withdrawing as being his money. The connections he has made in his brain have made him believe that they are just giving him the money, like for a job. I have attempted to explain to him that the money he keeps taking out is his own money and not the banks, that's why they are happy to give it to him. But he just does not understand this or wants to understand it, he just thinks they are being nice and giving him free money just for turning up.
I have spoken to the Bank Manager about this and I asked him if they could occasionally refuse to give my dad some money. He was reluctant to do this just in case dad causes a fuss in the bank and they end up with a big queue. However, they have told me they have since tried refusing him money, but then dad just turned up a few hours later so they gave him some then.
This wouldn't be so bad, as he is only withdrawing up to a max of £100 per week. (Even though it does mount up over a period of time and he likes to carry it all in his wallet, until eventually I persuade him to take some out and I hide it in his house, because he can't be trusted to remember where he hid it or to keep it hidden and not back in his wallet). However, dad doesn't understand that the bank does not open until 9.30am and it doesn't open at weekends. So very often he can be stood outside the bank from 7.30am waiting for them to open and the same at weekends, I have put a huge sign on his door with the bank opening times on it, but he takes no notice of it. Also, if he falls asleep in the day and re-sets his clock he will actually go out in the evening and wait outside the bank for it to open, there is no logic about it being dark and rain and wind won't stop him if he thinks he can get free money! I have lost count of the number of times I have had phone calls from very kind people saying they are with my dad and he is stood outside the bank and won't leave even if they tell him it will not be opening and for some reason Friday and Saturday nights are his favourite nights for doing this, this has ruined many weekends for us and has puts paid to us being able to have any alcohol until we can be certain he's not going out. Usually we (my husband and I) have to drive down to the bank and pick him up and then he just complains about the bank being bad people and not being there for him.
You know how bad the weather was on Saturday night, with storm Brian? Even though dad had spent most of the day with us and he could see how bad the weather was and we continually told him it was Saturday and the bank would be closed. I discovered as I was going to bed that he'd actually gone out around 9.30pm for just over a hour, a good assumption would be to the bank. If you are wondering how I know this, I have the 'just checking' service so I can monitor his movements around his home and I can see when he goes out and when he comes back in. I can't ask him about this the next day as he usually doesn't remember going and we can never have a sensible conversation.
So, my question is, what would you do if this was your dad? How would you stop him going to the bank? I have considered instructing the bank not to give him any money anymore, but I think this may cause more problems than solve them. We are finding this so frustrating and I'm worried now with the weather getting worse and the darker mornings and nights that he could end up getting ill or be vulnerable to theft. Do we just let it carry on?
Thanks for reading and sorry it was so long.
Elle x