Thanks for speedy reply! No I,m not on the loan agreement. I have appointment booked with bank to tell them no more payments are being met so hopefully I,ll have one less thing to worrry about after friday. I,ll post results of meeting thanks again.
There's a couple of different ways this could go (and they're your business not mine so you don't have to tell). If she has assets like; a house, money in other places then you can negotiate, like if they suspend any interest payments and other charges you'll do everything possible to get them paid ASAP as you have LPA then fix the amount repayable with no more charges, they have to suspend further interest charges.
If there's no real assets then just act massively unconcerned, at the end of the day (gawd I hate that expression) it's not your debt so it's not your problem, it's their debt so it's their problem. You can be on side with them or just walk away, act casual.
Sure they'll expect you to be afraid of a big important bank they'll probably say some threatening and scary things but basically it's all the "paper tiger" syndrome don't let them intimidate you.
Pull out your phone and show them a picture of some white haired old lady (anyone will do) with her head on a pillow in a nursing home and say "sue her" at least it'll give the Daily Fail another story about how badly the older people in this country are treated
You are holding more of the cards than you think, they need to be working with you not against you and ultimately they do know that just make it clear you do too.
K