My sister and myself had a meeting today with the NHS Continuing Care people at my mother's care home for a review of funding.
Putting our best case forward in the end she didn't meet the criteria which is expected for this funding. This now means that her savings, money from the house (which was finally sold last week), pension, all the lot will have to be spent on looking after my mum in the home.
This is of course a huge blow, and my argument with them was that although she is physically moderately active in her walking around, my mum is completely useless mentally and needs 24-hour round-the-clock attention. But because she's no 'real problem' and is basically a 'sweet little old lady', so we lost the help from our wonderful government.
But the main thing is that she is being looked after well and is happy where she is; this care home is excellent. So we now have to dish out almost £600 per WEEK from my mother's account. All my parents worked for all their lives will be gone is less than two years tops. But then we all say that we must save for our old age and that generation were better at saving their money than we are. But in the end they were basically saving their hard-earned money to keep them alive, not to enjoy for themselves. So no inheritance for the offspring as they would also intend. Never mind, my mother comes first and that's all we can be assured of.
So it's a sad state of affairs. The elderly are dismissed as forgotten and worthless to society because they don't have enough money to support the government's tax system. Unless of course they are part of the priveliged few with a lot of dosh and then the state will bend over backwards to support their welfare, as they do with the gadget-adorned, mansion-dwelling benefit families of our confused nation.
Those who have worked hard throughout their lives getting their hands dirty to provide an honest working class income for their families are written off.
Some of the questions I would like to ask members who here who may have been affected similarly are along the lines of:
1. Do Continuing Care take EVERYTHING? Savings, pension pot, the lot.
2. Who pays when my mothers savings run out? Will it go back to government funding, or will we have to pay for it?
3. Any point in seeing the eventual details of my mother's will. There'll be nothing for us left anyway.
4. Should we move our mum to a cheaper care home? Would she settle in? Would is be as good? Is there any point anyway as the funds would still be taken out?
5. Who pays funeral costs when the time comes or is there a special pot which can be held back for these?
These are all questions I really didn't want to be facing. It's hard enough seeing my mother in this state, never mind having to deal with the whole ball game of talking about eventualities and such like.
As you can see, folks, I'm not a particularly happy old Hector at the moment, but I'll deal with all this bother level-headedly and hopefully get a little bit of a positive outcome from it all!
Thanks
Putting our best case forward in the end she didn't meet the criteria which is expected for this funding. This now means that her savings, money from the house (which was finally sold last week), pension, all the lot will have to be spent on looking after my mum in the home.
This is of course a huge blow, and my argument with them was that although she is physically moderately active in her walking around, my mum is completely useless mentally and needs 24-hour round-the-clock attention. But because she's no 'real problem' and is basically a 'sweet little old lady', so we lost the help from our wonderful government.
But the main thing is that she is being looked after well and is happy where she is; this care home is excellent. So we now have to dish out almost £600 per WEEK from my mother's account. All my parents worked for all their lives will be gone is less than two years tops. But then we all say that we must save for our old age and that generation were better at saving their money than we are. But in the end they were basically saving their hard-earned money to keep them alive, not to enjoy for themselves. So no inheritance for the offspring as they would also intend. Never mind, my mother comes first and that's all we can be assured of.
So it's a sad state of affairs. The elderly are dismissed as forgotten and worthless to society because they don't have enough money to support the government's tax system. Unless of course they are part of the priveliged few with a lot of dosh and then the state will bend over backwards to support their welfare, as they do with the gadget-adorned, mansion-dwelling benefit families of our confused nation.
Those who have worked hard throughout their lives getting their hands dirty to provide an honest working class income for their families are written off.
Some of the questions I would like to ask members who here who may have been affected similarly are along the lines of:
1. Do Continuing Care take EVERYTHING? Savings, pension pot, the lot.
2. Who pays when my mothers savings run out? Will it go back to government funding, or will we have to pay for it?
3. Any point in seeing the eventual details of my mother's will. There'll be nothing for us left anyway.
4. Should we move our mum to a cheaper care home? Would she settle in? Would is be as good? Is there any point anyway as the funds would still be taken out?
5. Who pays funeral costs when the time comes or is there a special pot which can be held back for these?
These are all questions I really didn't want to be facing. It's hard enough seeing my mother in this state, never mind having to deal with the whole ball game of talking about eventualities and such like.
As you can see, folks, I'm not a particularly happy old Hector at the moment, but I'll deal with all this bother level-headedly and hopefully get a little bit of a positive outcome from it all!
Thanks
