Hi, need some financial advice as keep reading different things and find myself going round in circles..mum went into a care home self funded I june, myself and brother have POA..she has capital savings under £45,000 and we will need to sell her house in next 8months...I read we can each have £3000 each financial year? Or can we? My name is on her bank account and already we have had my birthday in june and my brothers which we had £20 each as I was too scared to take out any more..mum keeps saying, take some money, but I dare not touch it...so am I allowed to give myself and brother some late birthday money and money at Christmas?